Wednesday, June 30, 2010

When Do You Order A Wedding Cake

opens controversial environmental remediation electrochemical

Scientists National Engineering University (UNI), with financial support from Science and Technology Program ( FINCYT) have developed prototypes of equipment electrochemical for decontaminating water contaminated with arsenic in the river Locumba in the department of Tacna.

This was announced by executive director FINCYT, Alejandro afus, who said the project, entitled "Investigation of treatment systems for removal of arsenic, boron and iron in the bodies of water for agricultural and agribusiness," says with the collaboration of the Center for Technological Innovation (Cite), Tacna agribusiness and the University of Tarapaca in Arica.

Juan Rodríguez, coordinator of the project at UNI, said the research is of paramount importance para Perú, Bolivia y Chile debido a que “el problema del arsénico en las aguas es de origen natural y no distingue fronteras”.

“Se ataca un problema común en la región centro-surandina, como lo es la contaminación natural con arsénico, que tiene Bolivia, Chile y Perú”, refirió.

Se han desarrollado prototipos que contienen sistemas de filtración o usan la energía solar, estos últimos con un diseño fotoquímico basado en variables de reflexión con la implementación de un reactor para purificar el agua contaminada con arsénico.

“Partiendo de concentraciones de 450 to 550 parts per billion (ppb) of arsenic, which has the river Locumba in Tacna, in testing we have reduced to levels below 150 ppb, which provide water suitable for irrigation, according to the technical standard Peru, "he explained.

With this system, he added, there have been volumes of treatment of 20 m3 per day. In the best case, but with smaller volumes, it has been below 30 ppb.

SYSTEM USING ELECTROCHEMICAL
explained that these prototypes developed using flocculating, which are tanks with storage capacity of 600 liters of contaminated water and through a filter system reduces pollution levels.

The process employs a photochemical system that uses solar radiation (with glass or plastic tubes), for a few hours to get water for human consumption.

The FINCYT is under the Presidency of the Council of Ministers (PCM) and is funded by the Government of Peru and the Inter-American Development Bank (IDB).

also administers the grant fund Innovate Peru - FIDECOM the Ministry of Production.

supports projects that help improve the country's competitiveness, strengthening research capabilities and technological innovation.

Source: El Comercio

Monday, June 28, 2010

Tropical House Exterior Colors

housing developments of houses to houses ... and then reclassified


The main bodies of the housing sector in the country agreed houses and classified into six types according to their value in the minimum wage. This to do more efficient credit operations in the country and have a better market segmentation.
The agreement was made between the Infonavit, the Federal Mortgage Society, the National Housing Commission, banks, and Sofomes
Sofoles, Fovissste Softec consultant and Mexican Mortgage Association.


Im Invisible On Oovoo

minicasitas

For

Changes in U.S. dollar transactions limit the sale of property via cash, because it will force buyers transact through transfers or checks.

Maria del Carmen Guerrero, director of the firm Guerrero Belmonte and Associates, said the real estate sector is likely to be given money laundering, because the amounts that can pay for a property, so that the changes in dollars in bank operations could limit property transactions in that currency.

In Monterrey, the real estate industry representatives gave the nod to the Treasury as placing controls on the sale in cash in U.S. dollars and national currency. This

said Roberto Salinas Jiménez, president of the Mexican Association of Real Estate Professionals (AMPI) section Monterrey, operations will be transparent.

For his part, Fausto Ibarra, President Chamber of Real Estate Owners of Nuevo Leon, said that if the measure is intended that the money laundering does not pass through the companies, then support this reform.

"If part of money laundering is going out there (cash transactions) as a preventive measure we have to support the reforms provided they are consistent," he said.

acknowledged that a smaller percentage of transactions made in cash in the property sector would be inhibited.

Most developers, he said Ibarra, protect themselves by asking that the money value of a real estate transaction is deposited in the bank.


Panty House Support For Veins

housing would slow more controls (finance) the sale of property

Designed to provide money to individuals who want to become homeowners, the Limited Purpose Financial Companies and Multiple Object-performing loans have a 20% and profits fell 95 percent.


The axle housing project of the federal government is facing a serious crisis, because the Limited Purpose Financial Companies (Sofoles) and Multiple Object (Sofomes), private institutions that lend money to individuals to buy homes, have a nonperforming loans of 20 percent and last year they had to provide resources for nearly 80 000 million pesos.

also has half a million eviction judgments against individuals who have not been able to cover their monthly housing loans.

is why lawmakers demanded clear information to the authorities on this crisis, they say, may have an impact similar to the Fobaproa.

few days ago there was a meeting between industry officials and lawmakers to discuss how serious is the problem, where they accused the Federal Mortgage Society (which started in 2001 specifically to enhance financing to the housing industry) of it not only funded, but that provided resources and Sofomes Sofoles.

After the meeting, assured lawmakers that the companies are hanged. Its profits fell 95 percent by the economic crisis and its nonperforming loans, lawmakers say, is close to 20 percent.

The situation is difficult even though last year public resources were allocated 60 billion pesos "to give them liquidity."

Deputies and senators say it's a financial rescue operation, because of these resources in April this year had already spent 53 billion and growing problem.

That is, there are 7 billion pesos, as Rep. Mario PT Di Costanzo said, "With this money, how long can you resist? How long? ". Lawmakers demanded

information to the federal government want to know what happens, as in the management of Sofomes Sofoles and opacity have been fears that there is a breach of untold magnitude, comparable to the figures mentioned, "what could lead us to a crisis like Fobaproa. "

respect to the resources used to give them "liquidity" is a fund administered by the Federal Mortgage Society (development banks) from 60 billion pesos, according to the head of the agency said Javier Gavito Mohar, and a line of credit from the World Bank for 16 billion pesos.

is why lawmakers say it is a bailout to deal with the crisis of those agencies.

But industry officials deny this and say they are normal funding sources and there is no rescue anywhere, although the Treasury secretary, Arthur Werner, admitted: "... in 2009 it was announced that the National Agreement for the Economy Family and Employment. 60 billion pesos would provide the Federal Mortgage Society to provide liquidity to the Sofoles viable but financially troubled for further housing developments. "

is a matter seriously, which is still unknown how serious the consequences may be, warned PT Di Costanzo and David Penchyna PRI, to emphasize that the impact is not only financial, but social, given that these companies falling, falls housing and therefore, employment.

"And no one knows how many Mexicans who have purchased a home have lost or are about to do so. In short, a vicious circle that can lead to a crisis of incalculable dimensions, "say the legislators.

In the meantime, said Rep. Laura Itzel Castillo, former secretary of Housing and Social Development District Government Federal, there are over half a million eviction judgments against individuals for bank loans and Sofoles.

is also talk that it may be a similar problem to the mortgage crisis that was experienced in the U.S., but even Mexican lawmakers say it is not so, they requested were delivered all the relevant information to determine the extent this, he warned PRI Senator Rogelio Rueda, "is a pressure cooker can explode at any moment."

The matter puts pressure on finances ... and politics. Looking to legislators, the PT Mario Di Costanzo asked the officers: "You know how big is the problem? There was no response.

was this that prompted the deputy David Penchyna announce that prompted the intervention of the Federal Superior Audit to audit the resources of the Federal Mortgage Society, which is responsible for financing these private organizations, because "there's another perverse game of lack of information and lack of data. "

A Di Costanzo said, there are 91 Sofomes Sofoles. Of these, 21 listed on the stock of which is calculated are overdue for 6mil million pesos.

other 70 companies are unregulated and do not know how far your portfolio, although a review made 11 of them this portfolio amounted to 5 billion pesos.

Then PT said, "this can be a bottomless pit" because most of them well and losses recorded negative operating results and the same record and a portfolio SHF won by 5 billion pesos.

words, the crisis is not financial intermediaries, but structural.

Revenue Undersecretary of the Ministry of Finance, Arthur Werner said the nonperforming loans of Sofomes Sofoles and last year grew by 4 percent.

"The increase in delinquencies reflected the economic downturn but no problems of malpractice in the granting of credit, "he said.

The director of the SHF, Javier Gavito Mohar, said in turn that there are defense mechanisms that give credit to ensure their sustainability.

But the PRI deputy David Penchyna, things are not as good as claimed. The truth is that these companies, he said, "are going through a very delicate" and even though he said there is a process of redemption, last week began the rescue of one of them: Su Casita. Is there or no bailout? Are there bankruptcy or not Sofoles?. The truth is that the red lights went on in this sector and "we do not want, is to continue to spread in Mexico, the Robin Hood syndrome, that they take away from the poor to give to the rich, "said the deputy coordinator of the PRI in the Chamber of Deputies, Jorge Carlos Ramírez Marín.


Friday, June 11, 2010

Yellow Bump On Navel Piercing

Sofoles in bankruptcy by the economic crisis by Heliodoro Cárdenas


this article is a reflection of the series of photographs holes urban and fragmented cities

that produced several years ago. Written by Alicia Diaz (25-Apr-2010) .- Since leaving his house until he gets to work, Narciso Garcia takes almost two hours and should take a couple of trucks. At the end of the day retracing the same path. Stories like this
Repeated daily, in part because of urban sprawl in the metropolitan area of \u200b\u200bMonterrey. Cadastre
According to the State for the last 5 years in the metropolis are added, on average, 343 thousand hectares annually.
This is equivalent to the surface of about 12 or about 11 Parks Parks Foundry Research and Technological Innovation, PIIT.
growth, availability of services and infrastructure and the price of the land bank to many of the houses are built on the outskirts, away from work areas.
This affects the economy and quality of life not only of those who must make long trips, but the entire City.
In the ritual that meets Narciso six times a week, from Colonial Sunny Valley, in Guadalupe, where he lives, to Avenue Trail, within the limits of Escobedo and San Nicolás, where workers, invest 32 pesos a day.
A total of 768 pesos per month which Narciso intended to commute to work, regardless of what you spend your wife and your children will follow suit shortly.
If this is in addition to the monthly mortgage of 600 thousand pesos to pay for your house, it turns out that housing and transport for 49 percent of their salary, which is 4 000 800 pesos, when the average wage in the state is 6 thousand 480 pesos a month, according to figures from IMSS.
According to studies, these two concepts should be designed, at most, 35 percent of salary, said Gerardo Cruz Vasconcelos, president of the College of Economists of Nuevo Leon.
"It is ironic that, unfortunately, the most needy, low income, we're making are going to live further and that is to their detriment," says Antonio Elosúa.
The president of the National Chamber of Industry Development and Promotion of Housing, Canadevi, attributes this phenomenon to population centers is very expensive land for affordable housing.
Besides, he adds, the further build, more costs should be added to homes, they must make water and electricity infrastructure finally transmitted to the client.





Nevertheless, within the City there are unused land with existing infrastructure and contribute to the expansion of urban sprawl. And it is a negligible surface. According Cadastre currently exist in the Monterrey metropolitan area 281 000 104 lots, which total more than 17 thousand 616 hectares.
These "moles" underutilized equivalent to 13-year expansion of the city, considering the current growth.
The vacant and low population density per hectare, given the short drive to the vertical housing, "pushing" the urban area.
In Monterrey, the density of 67.43 people per hectare is very low compared to large cities, says Gabriel Todd.
Sustainable Development Undersecretary of State submits that it is advisable to increase, but with quality public spaces and human scale.
Hence the importance of thinking of housing units in conjunction with urban facilities.
"large housing developments are made and there is nothing to supplement.
" Finally we all have to pay ... we have to be moving large kilometers, "said Hector de Jesus Castellanos, founding president of the Society for Urban Development, Surmac, Monterrey region.
And that growth is overflow of the city affects the quality of life of all its inhabitants.
According to preliminary results of the 2009 study "The cost of living far away," the consultant Aserva Consulting Group, the labor productivity of a person living away from their workplace decreases between 8 and 10 percent compared with living in a nearby location.
The study reveals that the daily hours that some workers must travel resulting in exhaustion, in addition to the trip might affect your concentration and courage to carry out the tasks entrusted. Dedicate

4 hours of journey to work will jeopardize the quality of family life and personal development, says Rena Pors Overgaard, Research Chair of Regeneration and Sustainable Development of the City, Monterrey Tech.
"A family where the father is out of the house 12 hours a day, no longer has much influence on the development of children," he says. We like living

tight: The concentration of population in the metropolitan area of \u200b\u200bMonterrey has accelerated from about 1940.

Percentage of population within and outside the metropolitan area of \u200b\u200bMonterrey:

spreads Each year the city adds to the equivalent of 12 Park Foundry.

1.343 Hectares grows annually, average, the urban area.

17.616 acres of public lands is in the MMA. 1,393,516

Lots are in the AMM.

86% of the population lives in the metropolitan area of \u200b\u200bMonterrey.

95% of workers insured by the IMSS NL is concentrated in 13 municipalities.

Sources: Bureau of Land Registry and the State Government of Nuevo León.


Thursday, June 3, 2010

Maxine Cartoons Health Seniors

The Value of Biodiversity and Natural Resources based Biodegradable Plastics

TEEB Project (The Economics of Ecosystems and Biodiversity), supported by the Program is
United Nation Environment Programme (UNEP), involving 250 Scientists around the world, seeks to answer this question to demonstrate the value of ecosystems and all aspects would be lost if not taken steps to preserve them.

According to information from BBC World, one of the methods that researchers used to determine the value of a service is to consider what it would cost replace it if not available.

What TEEB researchers want to emphasize is how to protect biodiversity creates jobs, significant savings and mobility in the economic sector.

The difficulty is that many of the services that nature offers is not always obvious. The big challenge is to integrate business knowledge to assess the ecological services of ecosystems, examine the costs of biodiversity loss and the benefits that entails keeping. BATS


Carlos Muñoz, Mexican scientist and member of TEEB, graphics a bit targets project with an example. He said that the city of Monterrey, in northern Mexico, living in a cave a million bats. "The scientists found that at dusk, flying mammals leave the area Moroleón, where citrus and other plants, and kill many of the pests that damage these crops."

Due to these reasons, local farmers will not invest so much money on pesticides, and this will produce healthier crops. If that does not protect the cave, they lose a lot of money in this region. In this case would be more contaminated crops and also the environment would most affected. Although rural

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losses "would not realize it is due to the loss of biodiversity," he said. AMAZON


In the case of the Amazon forest, the majority of people known as the "lungs of the world" for the important contribution they have absorbed CO2 from the air.

"However, few consider the impact of deforestation on soil erosion, and the effect of erosion in sediment reaching the rivers and the impact this has in turn in the operation of hydroelectric plants," said Berghöfer Augustin, another scientist

TEEB OTHER SECURITIES

research also highlights other intangible services provided by the environment as inspiration for art, education and sense of identity and belonging.

According to scientists, raising the economic profile of biodiversity can generate exchange rate policies and ensure the ecological stability of the planet.

Source: El Comercio