Infonavit: loans for household employees fees ranging from 220 to 350 pesos a month , will also be given 2011 is expected to benefit 90 thousand people and do justice to a forgotten workforce. Photo: Mónica González
Mexico and Chihuahua .- In order to deliver an asset to the 1.8 million domestic workers in the country, the National Fund for Workers' Housing (Infonavit) drives the "Infonavit all ", in which monthly installments through patterns give this benefit.
This plan was extended to Veracruz, Chihuahua, Nuevo Leon, Jalisco, Distrito Federal, Estado de Mexico, Guanajuato, Queretaro, Guerrero and Michoacan.
MILLENNIUM
In an interview with Luis Martín del Campo, manager of Social Wealth Management, said that the housing scheme is "totally optional for employers, and fees range from 220 to 350 pesos.
Another advantage that contains the program, which started last November 22 throughout the country, is that when the employer enroll your employee, it automatically also receive the benefits of the Seguro Popular.
Federal Labor Law requires employers not to give the provision of housing and health.
The federal official said that "Infonavit for all" arises from the large number domestic servants, drivers, maids, waiters, cooks, cleaners, which help to work from home, which according to the National Institute of Statistics and Geography (INEGI) total 1.8 million.
"is the only segment in the Federal Labor Law that requires employers to provide such benefits, this is because when we designed this legislation, domestic workers lived in the same household as employers" he said.
Therefore, Martín del Campo explained that the Infonavit great boost to this program. For 2011 expected to reach 90 000 people and do justice to a forgotten workforce historically.
explained that the process to join a domestic worker is very simple. The first step is that the pattern is registered in the National Register of Employers of the institute, which establishes the monthly payment that will provide, which can be from 220 to 350 pesos.
"The employer is not required, so we make a voluntary invitation to recognize the work of those employees who do important work in our homes," said the official.
After completing this step, the pattern enroll your worker may enter up to three employees.
"When the pattern is high and voluntarily affiliated to the employee, remember the amount you are saving. Subsequently, the domestic worker can borrow money to pay, build, having a mortgage or money for their retirement, "he said.
Luis Martín del Campo reported that the only way to unsubscribe to an employee of the system is when the employer fails to comply with two consecutive installments, "that means we no longer an employment relationship exists, but the credit goes there, "he said.
also announced that six monthly payments can continue the work and ask for a loan, but stated that the ideal is to leave two years.
"In 24 months I could ask good credit; 24 monthly payments of 250 pesos are saved as 8 pesos, equivalent to a credit as 220-thousand dollars at a preferential rate of 4 to 5 percent annually, which will get nowhere with that salary, " said.
Thus, the manager of Social Wealth Management Infonavit calls on all employers to feel in "trust and recognize the work of people who do a lot around us and then not recognize it."
announced that despite the short time he has this program is successful, with about 500 employers have enrolled. "Another advantage is that the payment of contributions may be made under a credit card and if done between 7 and 17 of each month will be no extra charges.
Green Mortgage Program (Israel Navarro)
The Institute of National Housing Fund for Workers reported that the northern leader in the provision of green mortgages. In Nuevo Leon, Tamaulipas, Chihuahua, Baja California and Coahuila was financed the acquisition of more than 87 thousand homes equipped with technologies to save water and energy, representing 43 percent of what has been done since 2007, when the program started in its pilot phase.
This year, the agency announced, has been awarded more funding to purchase 122 000 housing equipped with eco-technologies. Currently, green credits represent 30 percent of total financing granted by the institute during the aforementioned period.
Last June, Infonavit and the German Technical Cooperation Project launched the "25,000 Solar Roofs for Mexico, with which it was agreed that providing subsidies for the purchase of solar water heaters for those beneficiaries who become green house with a mortgage and not have another grant for purchase.
Green Mortgage Program has been consolidated by the increasing participation of developers and has been a driver for a provider market of eco.
The acquisition of a house equipped with eco-technologies will mean to the family that has an average monthly savings of 229 pesos in the consumption of electricity, gas and water, depending on the bioclimatic region in which the home is located.
At the end of November revealed Infonavit, 766 thousand have been delivered across the country subsidies for the purchase of this ecotechnology.
Israel Navarro and Juan José García Amaro
