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Infonavit director general, Victor Manuel Borras, announced for next year a target of between 465 and 525 thousand credits, which would entail an investment of 160 billion pesos. Interviewed at the presentation of a new fund that specializes in housing certificates, said that in 2009, despite the economic crisis, the Institute will end up with between 450 and 475 thousand credits, ie 25 000 less compared to the target. He clarified, however, that failure to achieve the goal of credit for 2009 is due to the lack of houses and not resources. In this way, said Borrás Setién, the investment made during 2009 will amount to 140 000 million pesos. Emphasized that the Institute has a financial strength, reporting NPL of 4.9 percent "in accordance with international standards", 132 000 779 restructures formalized under the Guarantee Infonavit. He said the vast majority of loans granted and the portfolio were made between 2001 and 2009, about 3.2 million families have taken out a mortgage, which means over 60 percent of what is historically given. Thus, noted that 23 percent of Mexico's population lives in a house financed by Infonavit, even in states like Nuevo Leon the percentage is 52 percent. He added that more than 60 percent of credits go to workers earning less than six thousand 500 pesos. "This year alone we have awarded 384 thousand credits, despite being a difficult year, has been a year of crisis, but the fundamentals of the Institute has been well maintained, which has maintained the pace of lending." Regarding the evolution of the Housing Certificate Program, explained that the total amount issued by the Institute to 23 November this year to 46 000 799 million pesos, which has enabled the Institute to increase the lending capacity to their heirs. "Of the 2.5 million loans that the Institute has awarded since 2004, 10 percent has been achieved with funding from Cedevis emissions, which represents about 247 thousand credits, and in 2009 alone, around 60 000 loans granted have been financed by this instrument. "

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Alejandro Cartagena, part of Fotofest.Participará the collective project "International Discoveries 2 '

Abraham Vázquez

Monterrey, Mexico (November 1, 2009) .- The last three years, photographer Alejandro Cartagena went on to capture the outskirts of the city.

caught his attention that new urban landscape dominated by housing looks uncomfortable almost toy, they multiplied like mushrooms in small spaces with no green areas and roads brief. Named his project as "Mexican Suburbia." These images

opened the doors of one of the most important festivals of photography in the world, Fotofest, of Houston, where he will participate in the group "International Discoveries 2", which opens on 5 November.

"I made a map and took almost lot by lot. It was a job where I spent walking around and taking pictures: I was bitten several dogs, I ran some neighbors, police officers interrogated me, I have shown my credential IFE thousands of times, "says the photographer.

The images of "Suburbia Mexicana" show in a critical and dramatic urbanization of "minicasitas" colonies growing on the slopes of hills, rivers that are now just memories, environmental pollution and neglect of areas such as Center.

"There is a difference in the way how they designed the neighborhoods where people live with money, for example, in San Pedro, with wide streets and green areas where mass urbanization," says the artist born in the Dominican Republic , based in Monterrey since 2004.

The project was supported by FONCA in the area of \u200b\u200byoung artists, was supplemented Research theories of urbanization.

"We are approaching the idea of \u200b\u200bcontemporary Mexican landscape," he says.

The exhibition "International Discoveries 2", to be held at the headquarters of Fotofest in Houston, Texas, Cartagena share space with eight artists, including Bi Wei, China, Minstrel Kuik Ching Chieh, Malaysia; Christine Laptuta, Canada, Rizwan Mirza, UK, and Vee Speers, Australia.

It aims to promote emerging talent and precedes the Fotofest Biennale, which opened in March 2010.

The expo opens on 5 November and will be until December.